Crumdale’s Captive Solutions allow mid-market employers to seamlessly transition to self-funding, leveraging the Stop Loss Group Captive model to mitigate risk and reap rewards.
The Challenge for Employers
Historically, small to medium sized businesses (SMBs) have had fewer options to manage rising healthcare costs compared to large employers.
They typically lack the size and scale to adopt a self-funded model independently.
The Stop Loss Group Captive SOLUTION
This strategy has emerged as a viable means for SMBs to manage employee healthcare expenses.
It offers a way for SMBs to take control of these costs through collective risk management.
THE CAPTIVE VALUE PROPOSITION
Group Stop Loss Captives Offer:
Long term STABILITY over healthcare costs
TRANSPARENCY into claims costs and premium drivers
CONTROL into claims costs and premium drivers
CUSTOMIZATION of health plans that fit the employer
Employers retain what they don’t spend and have an opportunity for RETURNS