STOP LOSS GROUP CAPTIVES

UNIQUE SOLUTIONS FOR SMALL TO MID-SIZED EMPLOYERS

Crumdale’s Captive Solutions allow mid-market employers to seamlessly transition to self-funding, leveraging the Stop Loss Group Captive model to mitigate risk and reap rewards.

The Challenge for Employers

  • Historically, small to medium sized businesses (SMBs) have had fewer options to manage rising healthcare costs compared to large employers.
  • They typically lack the size and scale to adopt a self-funded model independently.

The Stop Loss Group Captive SOLUTION

  • This strategy has emerged as a viable means for SMBs to manage employee healthcare expenses.
  • It offers a way for SMBs to take control of these costs through collective risk management.

THE CAPTIVE VALUE PROPOSITION

Group Stop Loss Captives Offer:

  • Long term STABILITY over healthcare costs
  • TRANSPARENCY into claims costs and premium drivers
  • CONTROL into claims costs and premium drivers

  • CUSTOMIZATION of health plans that fit the employer
  • Employers retain what they don’t spend and have an opportunity for RETURNS